When you are using prepaid credit cards and enjoying all the advantages offered by it you should also be aware of the disadvantages associated with them. So you need to go through these aspects and make better decisions while using these cards.

When you use prepaid credit cards online, it is also important that you are aware of where you are shopping because some websites can befool you and you may pay for the products and services that you don’t receive. Therefore shopping online using prepaid cards without having sufficient security information about the website is not advisable.

In case you go out shopping you should check the balance of your credit card so that you are sure enough of getting what you want. You need not stand in a long queue waiting to buy something and when you get to the cashier you realize that you don’t have enough money could lead to humiliation and frustration.

Another disadvantage of using prepaid credit cards unlike cash is that there is no way for you to look in your wallet to check how much you have to spend and it becomes important to go online and check your balance and transactions. Another disadvantage is that in many shops and at many places, these credit cards are not accepted especially when you are traveling to other countries. Many times, small restaurants and shops in foreign countries accept only local currency.

Sometimes prepaid credit cards are commonly abused by merchants and very often people complain that when they make a purchase at a restaurant or store, the merchant shall take out more money than they are supposed to.

One more issue is that when you use a prepaid credit card you are not able to use your own money and many times people get frustrated when they are not able to withdraw the money from ATM machines when they need it the most.